Payment Plans
Your session. Paid your way.
Four interest-free ways to spread your Risq' Experience and collection over time. Pick the plan to fit your budget, set it up in minutes, and walk into your session with one less thing on your mind.
See your monthly
Drag the slider to your investmentevery 2 weeks · Klarna or PayPal Pay Later · interest free
per month · PayPal Credit or Affirm · zero interest when paid in 6 months
per month · longer Affirm terms · rates set by Affirm at checkout
Estimates only. Final terms, approval, and payment schedules come from Affirm, Klarna, or PayPal at checkout. Mix and match plans across your invoice, too.
Four Options
Compare your plans
PayPal Credit
Zero interest when paid in full within 6 months
- Structure Revolving credit line through PayPal
- Interest 0% when paid off within 6 months
- Best for Collections of $99 and up
- Heads up Apply ahead of time to confirm your limit
Example: a $3,200 collection breaks into about $534 per month for 6 months with zero interest.
Apply for PayPal CreditStep-by-step guide
- Apply for PayPal Credit ahead of time at paypal.com/credit so you know your approved limit before your reveal.
- Tell us you're paying with PayPal and share the email on your PayPal account. We invoice PayPal payments through a separate system.
- Watch for your invoice from PayPal in your inbox.
- Open the invoice and choose PayPal Credit at checkout.
- Pay the balance within 6 months and pay zero interest. Set up autopay inside PayPal so you never miss a date.
PayPal Pay Later
4 interest-free payments, 1 down today
- Structure 4 equal payments, one every 2 weeks
- Interest None
- Best for Smaller totals you want done in 6 weeks
- Heads up Let us know in advance so we invoice you through PayPal
Example: a $3,200 total becomes 4 payments of $800, one due at checkout.
Learn about Pay LaterStep-by-step guide
- Tell us you're paying with PayPal and share the email on your PayPal account.
- Watch for your invoice from PayPal in your inbox.
- Open the invoice and choose Pay in 4 at checkout.
- Make your first payment. The remaining 3 draft automatically every 2 weeks.
Affirm
Monthly payments on your schedule, up to 12 months
- Structure Monthly payments, terms from 3 to 12 months
- Interest 0% offers available; Affirm shows your exact terms before you commit
- Best for Bigger collections with a lower monthly payment
- Heads up Checking your terms takes about 2 minutes
Example: a $3,200 collection on a 12-month plan runs about $267 per month.
Get started with AffirmStep-by-step guide
- Download the Affirm app and create your account or log in.
- Search "Risq' Boudoir" in the search bar. We won't appear, and you're on the right track.
- Tap "Don't see your store? Create a virtual card and pay over time."
- Enter your purchase amount from your Risq' invoice.
- Pick your payment schedule. Affirm shows your monthly amount and any interest up front. No surprises.
- Finish the application. Affirm issues you a one-time virtual card number.
- Open your Risq' invoice and tap "Pay Invoice."
- Enter the virtual card number like a regular credit card and submit. Done.
Klarna
Split into 4 interest-free payments
- Structure 4 equal payments, one every 2 weeks
- Interest None when paid on schedule
- Best for Quick setup straight from your invoice link
- Heads up No need to tell us ahead of time. Set it up on your own.
Example: a $3,200 total becomes 4 payments of $800, the first due today.
Get the Klarna appStep-by-step guide
- Open your Risq' invoice. You receive this after signing your agreement.
- Copy the invoice URL.
- Download or open the Klarna app.
- Paste the invoice URL into the search bar at the top and press go.
- Tap the "K" at the bottom and fill out your information.
- Pay the invoice with your one-time card like a regular credit card. Done.
Good to Know
Questions, answered
What do most clients invest?
Every collection looks different. Your investment depends on your goals and what you want to take home, from an album and digitals to wall art for your whole house. Payment plans are how the majority of our clients build the collection they want, so you're in good company.
Am I able to split payment methods?
Yes! Put part on a card, part on a plan, or stack multiple plans together. Whatever works for your budget.
Do I need to tell you I'm using a payment plan?
Only for PayPal, since those invoices come from a separate system. Klarna and Affirm work straight from your regular Risq' invoice, no heads up needed.
What does a payment plan cover?
Everything. Your Experience, your photos, your products, and your full collection all work with any of the four plans.
Does checking my options affect my credit?
Affirm, Klarna, and PayPal Pay Later use a soft check to show your terms, which has no impact on your credit score. PayPal Credit runs a standard application when you apply. Each provider spells this out before you commit.
When should I set up my plan?
Before your reveal. Apply for PayPal Credit ahead of time so you know your limit, and download Affirm or Klarna so checkout takes minutes instead of an hour.
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